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Jon Cohen and Kristina Del Vecchio Present at Consumer Financial Services Committee Panel on Consumer Arbitration Clauses

SAN FRANCISCO, CA – October 07, 2014. Joseph & Cohen, Professional Corporation, announced today that two of the firm’s attorneys, Jonathan M. Cohen, Senior Partner, and Kristina Del Vecchio, Of Counsel, were selected by the California Bar Association to speak at their Annual Convention in San Diego.  The Firm’s attorneys participated in the Consumer Financial Services Committee program entitled “New Developments in the Enforcement of Consumer Arbitration Clauses” on September 14, 2014.

Ms. Del Vecchio moderated the panel of speakers that included Jonathan Cohen, Bill Webb of Webb Legal Group, and Scott Pearson of Seyfarth Shaw LLP. The panel discussed the current state of arbitration clauses in consumer financial services contracts and recent developments post-Concepcion (AT&T Mobility LLC v. Concepcion, 131 S. Ct. 1740 (2011)).

Their discussion, which was videotaped by the California State Bar and will be offered for MCLE credit, focused on class action arbitration and waivers, drafting tips, recent litigation surrounding such clauses and what to expect in the future, particularly given the Consumer Financial Protection Bureau’s authority in this area.  Consumer arbitration has undergone radical change as a result of recent US Supreme Court and California Court of Appeals decisions and every attorney should know how it will affect their clients.

Ms. Del Vecchio, Chair of State Bar Consumer Financial Services Committee, said of her experience, “The panel was outstanding; we also received several excellent questions from our audience.”

Mr. Cohen added, “It was an honor to speak at the Annual Meeting about a topic that may seem esoteric but that can drastically alter the outcome of litigation even before a dispute has arisen.”

In addition, on September 9th, Ms. Del Vecchio delivered a 60-minute webinar titled “Spotlight on CFPB Mortgages: Keys to Keeping Up with Federal Standards.”

Hosted by Progressive Business Executive Education, Ms. Del Vecchio’s presentation focused on the continually changing and complex rules of the Consumer Financial Protection Bureau (CFPB).  She addressed the CFPB’s January 10th, 2014 “final” ruling requiring mortgage lenders to assess the consumer’s ability to repay mortgage loans before extending credit became effective, a ruling that the CFPB is still in the process of amending.

Ms. Del Vecchio gave insight on how mortgage lenders can remain up to speed on the latest rule, how it impacts the industry, issues that may arise, and what to expect in terms of future changes.  A recording of the webinar is available for order.  Click here for further details.

Joseph & Cohen, Professional Corporation, is a Financial Services and Litigation Boutique headquartered in San Francisco that emphasizes complex banking, corporate and financial services matters, regulatory and bank enforcement defense, private equity, bankruptcy and insolvency, employment and commercial litigation services.  Joseph & Cohen is known for sophisticated expertise, extraordinary commitment to clients, relationship-based services, and a range of specialized skills typically found only in the largest American law firms.

For additional information about the Joseph & Cohen, Professional Corporation, please visit our website at Facebook at

Press Contact:  Jonathan Joseph at Joseph & Cohen, 415-817-9200, ext. 9 or

SF Bank Attorneys Association Invites Jonathan Joseph to Speak about Dodd-Frank Wall Street Reform Act

SAN FRANCISCO, CA – July 21, 2010. The San Francisco Bank Attorneys Association (SFBAA) has invited Jonathan Joseph to be its keynote speaker regarding the newly enacted Dodd Frank Wall Street Reform Act at its monthly luncheon to be held at the Merchants Exchange in San Francisco on August 2, 2010.   Mr. Joseph’s speech to SFBAA’s membership entitled “Dodd-Frank Act – Selected Provisions Impacting the Financial Services Industry” will focus on how and why the final financial reform legislation took shape and its implications for banking organizations.

Mr. Joseph, who has over three decades of legal experience in the financial services industry, observed that “The genesis of this far reaching Wall Street Reform and Consumer Protection Act began in 1999 shortly after repeal of the Glass-Steagall Act of 1933, which had mandated a clear demarcation between commercial banking and investment banking for more than six decades. Significant new measures in the Dodd-Frank Act will change the shape of Wall Street and the financial services industry for years to come by filling legal and regulatory gaps and reregulating what had largely been an unfettered environment in which the major financial related companies had become too intertwined to fail.”

The SFBAA is a time honored institution dating back to 1939. Over many years its members have been among the leaders of the legal and business community in San Francisco. Today, its membership includes in-house attorneys from major California banks, outside lawyers in law firms that practice banking law, venture capital attorneys, lobbyists and federal banking and California Department of Financial Institution regulators. Additional information about joining the SF Bank Attorneys Association and attending the monthly luncheon program can be found at the SFBAA website at

Jonathan Joseph has over thirty years of experience representing banking organizations and public companies. He is the founder of Joseph Law Corporation located in San Francisco. His practice is devoted largely to complex banking, corporate finance and board matters, mergers and acquisitions, venture capital and bank regulatory issues. Mr. Joseph is a member of the Financial Institutions Committee of the State Bar of California’s Business Law Section. He has also  been a frequent lecturer and writer on subjects relating to banking, financial institutions, corporate and securities law, mergers and acquisitions and venture capital. For additional information, please visit Joseph Law’s website at or contact Jonathan Joseph at 415 817 9200, ext 9.

This press release is provided as a general informational service to clients and friends of Joseph Law Corporation. It should not be construed as, and does not constitute, legal advice on any specific matter, nor does this message create an attorney-client relationship. These materials may be considered Attorney Advertising in some states. Please note that prior results discussed in the material do not guarantee similar outcomes.